Florida Renters Insurance
Find Florida renters insurance with the help of Langston Insurance.
If you rent your home, whether it is an apartment, house, condo, or duplex, a renters insurance policy will protect your space and possessions. A Florida renters insurance policy protects you in unfortunate situations where you are effected by fire, theft, water damage, and other circumstances beyond your control. Langston Insurance will help you determine how extensive your renters insurance policy should be.
Renters insurance in Florida is very similar to homeowners insurance, it is simply focused on people who rent their home instead of own it. Even if your landlord or property manager has insurance for your home, that does not mean your assets are covered. Your landlord’s policy covers the property as a whole, but your belongings remain your responsibility. Some landlords will actually require you to carry Florida renters insurance if you are living on their property.
Florida renters insurance policies usually provide coverage for items and situations which include:
- Personal Property – like your furniture, electronics, and clothing.
- Personal Liability – in the event that someone is injured.
- Damage to Your Apartment – if the damage is caused by a covered loss.
Renters Insurance in Florida can help you replace valuables that have been lost or stolen. A renters policy provides coverage for your valuables in the event that fire, smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing occurs. Also, if you are forced out of your rented home due to a disaster, Florida renters insurance will cover any additional living expenses you may incur- like hotel bills, temporary rentals, and restaurant meals.
Renters insurance also provides coverage for those who may be injured at your home, or elsewhere, by you, a pet, or a family member. In the event of a law suit, a renters policy will also cover your legal defense fees if you end up in court.
There are many options to consider when selecting renters insurance in Florida. Contact Langston Insurance today for more information!